The third point is, the rating agencies are not really telling us how they are coming up with their ratings, but in this day and age, you can't even sell a candy bar without listing everything that's inside.
Treće, rejting agencije nam baš i ne govore kako su izračunale svoje rejtinge, ali u naše doba ne možete prodavati ni čokoladicu bez da prikažete sve njene sastojke.