For the retail banks that are strongest on TSI, they see a three percentage point premium on their valuation, and then for those that differentially provide financial inclusion -- access to financial products for people who need it -- they see a 0.5 percentage point premium in their net income margin.
Banke koje rade s građanstvom i imaju visok rezultat UDU-a, ostvaruju 3 postotna boda veću tržišnu vrijednost, a onima koje u svoju ponudu financijskih usluga uključe i one namijenjene ljudima koji ih trebaju -- zarada se povećava za 0,5 postotnih bodova.