Instructions to use edereynal/financial_bert with libraries, inference providers, notebooks, and local apps. Follow these links to get started.
- Libraries
- Transformers
How to use edereynal/financial_bert with Transformers:
# Load model directly from transformers import AutoModel model = AutoModel.from_pretrained("edereynal/financial_bert", dtype="auto") - Notebooks
- Google Colab
- Kaggle
Adding a few other things
Browse files
financial_bert.egg-info/PKG-INFO
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| 1 |
+
Metadata-Version: 2.4
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| 2 |
+
Name: financial-bert
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| 3 |
+
Version: 0.1.0
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| 4 |
+
Summary: Number-aware BERT for financial document understanding
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| 5 |
+
Author: Eloi de Reynal
|
| 6 |
+
License-Expression: Apache-2.0
|
| 7 |
+
Requires-Python: >=3.9
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| 8 |
+
Description-Content-Type: text/markdown
|
| 9 |
+
Requires-Dist: torch>=2.0
|
| 10 |
+
Requires-Dist: transformers>=4.48
|
| 11 |
+
Requires-Dist: beautifulsoup4>=4.12
|
| 12 |
+
Provides-Extra: train
|
| 13 |
+
Requires-Dist: tqdm; extra == "train"
|
| 14 |
+
Requires-Dist: datasets; extra == "train"
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| 15 |
+
|
| 16 |
+
---
|
| 17 |
+
language: en
|
| 18 |
+
license: apache-2.0
|
| 19 |
+
library_name: transformers
|
| 20 |
+
tags:
|
| 21 |
+
- financial
|
| 22 |
+
- numbers
|
| 23 |
+
- modernbert
|
| 24 |
+
- mlm
|
| 25 |
+
base_model: answerdotai/ModernBERT-base
|
| 26 |
+
---
|
| 27 |
+
|
| 28 |
+
# FinancialModernBERT
|
| 29 |
+
|
| 30 |
+
A number-aware BERT model for financial document understanding, built on [ModernBERT-base](https://huggingface.co/answerdotai/ModernBERT-base).
|
| 31 |
+
|
| 32 |
+
## What this model does differently
|
| 33 |
+
|
| 34 |
+
Standard language models tokenize numbers as arbitrary subword pieces — "12,345" becomes tokens like "12", ",", "345" — losing all numerical meaning. FinancialModernBERT solves this by:
|
| 35 |
+
|
| 36 |
+
1. **Number tagging**: A preprocessing step wraps numbers in `<number>...</number>` tags
|
| 37 |
+
2. **Log-magnitude encoding**: Each number is encoded as its log₁₀ magnitude (e.g. 1000 → 3.0) into a learned embedding via interpolated magnitude bins
|
| 38 |
+
3. **Dual prediction heads**: MLM head for text tokens + magnitude head for number tokens, trained jointly
|
| 39 |
+
4. **Table-aware tokenization**: HTML tables are linearized with structural delimiters (`[TABLE_START]`, `\t`, `\n`, `[TABLE_END]`)
|
| 40 |
+
|
| 41 |
+
The model handles magnitudes from 10⁻¹² to 10¹² (configurable).
|
| 42 |
+
|
| 43 |
+
## Installation
|
| 44 |
+
|
| 45 |
+
```bash
|
| 46 |
+
pip install git+https://huggingface.co/edereynal/financial_bert
|
| 47 |
+
```
|
| 48 |
+
|
| 49 |
+
Or clone and install:
|
| 50 |
+
|
| 51 |
+
```bash
|
| 52 |
+
git clone https://huggingface.co/edereynal/financial_bert
|
| 53 |
+
cd financial_bert
|
| 54 |
+
pip install -e .
|
| 55 |
+
```
|
| 56 |
+
|
| 57 |
+
## Quick start
|
| 58 |
+
|
| 59 |
+
### Preprocessing: tag numbers in your text
|
| 60 |
+
|
| 61 |
+
Before tokenizing, numbers in your text must be wrapped in `<number>` tags. Use the built-in tagger:
|
| 62 |
+
|
| 63 |
+
```python
|
| 64 |
+
from financial_bert import tag_numbers_in_text
|
| 65 |
+
|
| 66 |
+
raw_text = "Revenue increased to $1,234,567 from $987,654, a 25% increase."
|
| 67 |
+
tagged = tag_numbers_in_text(raw_text)
|
| 68 |
+
# "Revenue increased to $<number>1234567</number> from $<number>987654</number>, a <number>25</number>% increase."
|
| 69 |
+
```
|
| 70 |
+
|
| 71 |
+
### Tokenization
|
| 72 |
+
|
| 73 |
+
```python
|
| 74 |
+
from financial_bert import FinancialBertTokenizer
|
| 75 |
+
|
| 76 |
+
tokenizer = FinancialBertTokenizer("answerdotai/ModernBERT-base")
|
| 77 |
+
|
| 78 |
+
text = "Revenue was $<number>1234567</number> in Q3."
|
| 79 |
+
encoded = tokenizer(text, max_length=128)
|
| 80 |
+
|
| 81 |
+
# Returns dict with:
|
| 82 |
+
# input_ids: standard token IDs (numbers replaced with placeholder)
|
| 83 |
+
# attention_mask: 1 for real tokens, 0 for padding
|
| 84 |
+
# is_number_mask: 1 at number positions, 0 elsewhere
|
| 85 |
+
# number_values: log10(magnitude) at number positions, 0.0 elsewhere
|
| 86 |
+
```
|
| 87 |
+
|
| 88 |
+
### Loading the model
|
| 89 |
+
|
| 90 |
+
```python
|
| 91 |
+
import torch
|
| 92 |
+
from huggingface_hub import hf_hub_download
|
| 93 |
+
from financial_bert import FinancialModernBert, FinancialModernBertConfig
|
| 94 |
+
|
| 95 |
+
config = FinancialModernBertConfig.from_pretrained("answerdotai/ModernBERT-base")
|
| 96 |
+
config.num_magnitude_bins = 128
|
| 97 |
+
model = FinancialModernBert(config)
|
| 98 |
+
|
| 99 |
+
# MLM pretrained weights (text + number prediction)
|
| 100 |
+
weights_path = hf_hub_download("edereynal/financial_bert", "checkpoints/mlm_weights.pt")
|
| 101 |
+
model.load_state_dict(torch.load(weights_path, map_location="cpu"))
|
| 102 |
+
|
| 103 |
+
# Or: CLS encoder weights (trained with T5-style contrastive objective — better for embeddings)
|
| 104 |
+
weights_path = hf_hub_download("edereynal/financial_bert", "checkpoints/cls_encoder_weights.pt")
|
| 105 |
+
model.load_state_dict(torch.load(weights_path, map_location="cpu"))
|
| 106 |
+
```
|
| 107 |
+
|
| 108 |
+
To build a fresh model from pretrained ModernBERT (no financial fine-tuning):
|
| 109 |
+
|
| 110 |
+
```python
|
| 111 |
+
from financial_bert import build_model
|
| 112 |
+
model = build_model("answerdotai/ModernBERT-base")
|
| 113 |
+
```
|
| 114 |
+
|
| 115 |
+
### MLM inference
|
| 116 |
+
|
| 117 |
+
```python
|
| 118 |
+
import torch
|
| 119 |
+
|
| 120 |
+
tokenizer = FinancialBertTokenizer()
|
| 121 |
+
model.eval()
|
| 122 |
+
|
| 123 |
+
text = "Total assets of $<number>5000000</number> and liabilities of $<number>3000000</number>."
|
| 124 |
+
encoded = tokenizer(text, max_length=128)
|
| 125 |
+
|
| 126 |
+
with torch.no_grad():
|
| 127 |
+
outputs = model(
|
| 128 |
+
input_ids=encoded["input_ids"],
|
| 129 |
+
number_values=encoded["number_values"],
|
| 130 |
+
is_number_mask=encoded["is_number_mask"],
|
| 131 |
+
attention_mask=encoded["attention_mask"],
|
| 132 |
+
)
|
| 133 |
+
|
| 134 |
+
# outputs["text_logits"]: (batch, seq_len, vocab_size)
|
| 135 |
+
# outputs["magnitude_logits"]: (batch, seq_len, num_magnitude_bins)
|
| 136 |
+
```
|
| 137 |
+
|
| 138 |
+
### CLS sentence embedding
|
| 139 |
+
|
| 140 |
+
The CLS token (position 0) captures a document-level representation. This is trained via a T5-style encoder-decoder objective with supervised contrastive loss (same-document chunks have similar CLS embeddings).
|
| 141 |
+
|
| 142 |
+
```python
|
| 143 |
+
tokenizer = FinancialBertTokenizer()
|
| 144 |
+
model.eval()
|
| 145 |
+
|
| 146 |
+
text = "Revenue grew <number>25</number>% year-over-year to $<number>1500000</number>."
|
| 147 |
+
encoded = tokenizer(text, max_length=512)
|
| 148 |
+
|
| 149 |
+
with torch.no_grad():
|
| 150 |
+
cls_embedding = model.get_cls_embedding(
|
| 151 |
+
input_ids=encoded["input_ids"],
|
| 152 |
+
number_values=encoded["number_values"],
|
| 153 |
+
is_number_mask=encoded["is_number_mask"],
|
| 154 |
+
attention_mask=encoded["attention_mask"],
|
| 155 |
+
) # shape: (1, 768)
|
| 156 |
+
```
|
| 157 |
+
|
| 158 |
+
Use CLS embeddings for downstream tasks like classification, regression, or retrieval.
|
| 159 |
+
|
| 160 |
+
## Fine-tuning
|
| 161 |
+
|
| 162 |
+
### MLM pre-training
|
| 163 |
+
|
| 164 |
+
The MLM pipeline trains all parameters — backbone, number embedder, and number head — jointly:
|
| 165 |
+
|
| 166 |
+
```python
|
| 167 |
+
from financial_bert import build_model, FinancialBertTokenizer, tag_numbers_in_text
|
| 168 |
+
import torch
|
| 169 |
+
|
| 170 |
+
# Build model (initialized from pretrained ModernBERT)
|
| 171 |
+
model = build_model("answerdotai/ModernBERT-base")
|
| 172 |
+
tokenizer = FinancialBertTokenizer("answerdotai/ModernBERT-base")
|
| 173 |
+
|
| 174 |
+
# Prepare a training example
|
| 175 |
+
text = tag_numbers_in_text("Net income was $42,000,000 in fiscal year 2023.")
|
| 176 |
+
encoded = tokenizer(text, max_length=256)
|
| 177 |
+
|
| 178 |
+
# Create MLM labels (mask ~15% of tokens)
|
| 179 |
+
input_ids = encoded["input_ids"].clone()
|
| 180 |
+
is_number_mask = encoded["is_number_mask"]
|
| 181 |
+
number_values = encoded["number_values"]
|
| 182 |
+
attention_mask = encoded["attention_mask"]
|
| 183 |
+
|
| 184 |
+
# Random masking
|
| 185 |
+
mask_prob = 0.15
|
| 186 |
+
rand = torch.rand_like(input_ids, dtype=torch.float)
|
| 187 |
+
mask_positions = (rand < mask_prob) & (attention_mask == 1)
|
| 188 |
+
mask_positions[:, 0] = False # don't mask CLS
|
| 189 |
+
|
| 190 |
+
# Text labels
|
| 191 |
+
labels_text = torch.full_like(input_ids, -100)
|
| 192 |
+
text_mask_positions = mask_positions & (is_number_mask == 0)
|
| 193 |
+
labels_text[text_mask_positions] = input_ids[text_mask_positions]
|
| 194 |
+
input_ids[text_mask_positions] = tokenizer.mask_token_id
|
| 195 |
+
|
| 196 |
+
# Number labels
|
| 197 |
+
labels_magnitude = torch.full_like(number_values, -100.0)
|
| 198 |
+
num_mask_positions = mask_positions & (is_number_mask == 1)
|
| 199 |
+
labels_magnitude[num_mask_positions] = number_values[num_mask_positions]
|
| 200 |
+
number_values[num_mask_positions] = model.config.magnitude_max + 1.0 # sentinel
|
| 201 |
+
input_ids[num_mask_positions] = tokenizer.mask_token_id
|
| 202 |
+
|
| 203 |
+
# Forward pass
|
| 204 |
+
outputs = model(
|
| 205 |
+
input_ids=input_ids,
|
| 206 |
+
number_values=number_values,
|
| 207 |
+
is_number_mask=is_number_mask,
|
| 208 |
+
attention_mask=attention_mask,
|
| 209 |
+
labels_text=labels_text,
|
| 210 |
+
labels_magnitude=labels_magnitude,
|
| 211 |
+
)
|
| 212 |
+
|
| 213 |
+
loss = outputs["loss"] # combined text CE + magnitude bin loss
|
| 214 |
+
loss.backward()
|
| 215 |
+
```
|
| 216 |
+
|
| 217 |
+
### Classification / regression head
|
| 218 |
+
|
| 219 |
+
```python
|
| 220 |
+
import torch.nn as nn
|
| 221 |
+
|
| 222 |
+
class FinancialClassifier(nn.Module):
|
| 223 |
+
def __init__(self, encoder, num_classes):
|
| 224 |
+
super().__init__()
|
| 225 |
+
self.encoder = encoder
|
| 226 |
+
self.head = nn.Linear(encoder.config.hidden_size, num_classes)
|
| 227 |
+
|
| 228 |
+
def forward(self, input_ids, number_values, is_number_mask, attention_mask):
|
| 229 |
+
cls = self.encoder.get_cls_embedding(
|
| 230 |
+
input_ids, number_values, is_number_mask, attention_mask
|
| 231 |
+
)
|
| 232 |
+
return self.head(cls)
|
| 233 |
+
|
| 234 |
+
model = FinancialClassifier(encoder=model, num_classes=3)
|
| 235 |
+
```
|
| 236 |
+
|
| 237 |
+
## Architecture details
|
| 238 |
+
|
| 239 |
+
| Component | Description |
|
| 240 |
+
|---|---|
|
| 241 |
+
| **Backbone** | ModernBERT-base (149M params, 8192 token context, RoPE, Flash Attention) |
|
| 242 |
+
| **NumberEmbedder** | 129 magnitude bins (128 + mask), interpolated embeddings |
|
| 243 |
+
| **NumberHead** | Gated projection → LayerNorm → linear to magnitude bins |
|
| 244 |
+
| **PredictionHead** | Dense → GELU → LayerNorm → tied decoder (standard MLM head) |
|
| 245 |
+
|
| 246 |
+
## License
|
| 247 |
+
|
| 248 |
+
Apache 2.0
|
financial_bert.egg-info/SOURCES.txt
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|
| 1 |
+
README.md
|
| 2 |
+
pyproject.toml
|
| 3 |
+
financial_bert/__init__.py
|
| 4 |
+
financial_bert/modeling.py
|
| 5 |
+
financial_bert/table_utils.py
|
| 6 |
+
financial_bert/tag_numbers.py
|
| 7 |
+
financial_bert/tokenizer.py
|
| 8 |
+
financial_bert.egg-info/PKG-INFO
|
| 9 |
+
financial_bert.egg-info/SOURCES.txt
|
| 10 |
+
financial_bert.egg-info/dependency_links.txt
|
| 11 |
+
financial_bert.egg-info/requires.txt
|
| 12 |
+
financial_bert.egg-info/top_level.txt
|
| 13 |
+
tests/test_financial_numeracy.py
|
financial_bert.egg-info/dependency_links.txt
ADDED
|
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|
| 1 |
+
|
financial_bert.egg-info/requires.txt
ADDED
|
@@ -0,0 +1,7 @@
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|
| 1 |
+
torch>=2.0
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| 2 |
+
transformers>=4.48
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| 3 |
+
beautifulsoup4>=4.12
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| 4 |
+
|
| 5 |
+
[train]
|
| 6 |
+
tqdm
|
| 7 |
+
datasets
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financial_bert.egg-info/top_level.txt
ADDED
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@@ -0,0 +1 @@
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|
| 1 |
+
financial_bert
|